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There were also high fees associated with taking out a large loan.

Then Anne discovered In Charge’s debt consolidation alternative.

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In Charge credit counselors work with your creditors and get you a single, predictable monthly payment that you can afford.

You choose the day of the month that works best for you based on your personal budget and payroll schedule.

This means no more confusion over what needs to be paid when: your debts are all paid with one payment.

We can help you become debt free, but how do you stay that way?

With the In Charge debt consolidation alternative, Anne will be debt free in 4 years and 2 months.

“Having lived with credit card debt my entire adult life, I cannot tell you what it means to me to be debt free in a few years.You don’t need a loan to eliminate credit card debt.A debt management program consolidates all your credit card bills into one, lower monthly payment at a lower interest rate. The traditional method of consolidating debt is to take out one large loan from a bank or credit union and use that money to pay off several smaller debts.But you don’t need a bank loan to consolidate debts.The debt management program at In Charge Debt Solutions will reduce your monthly payments and interest rates and provide bill consolidation – all without a loan.The success rate for people enrolled in debt management programs is 55%.